Polaris. Quieter than the market, higher than deposit
Capital parking: short-term government bonds and money market instruments with algorithmic duration management. For funds that may be needed soon.
Figures cover 36 months, net of fees. Past performance does not guarantee future results.
How Polaris works
Short duration
Core — government bonds with maturities up to two years and money market funds: minimal rate sensitivity, maximum liquidity.
Maturity ladder
The algorithm constructs a bond ladder so that a portion of the portfolio matures to cash each month — funds are accessible without selling at a loss.
Auto-renewal
Idle cash is automatically placed into the highest-yielding short-term instrument of the day — no manual decisions required.
Target portfolio allocation
Actual weights fluctuate within ±5 pp; auto-rebalancing returns the portfolio to its targets.
Terms
Questions & answers
Who is the Polaris strategy suitable for?
Polaris — an ultra-conservative AI strategy with a risk level of 1 out of 5: suitable as a financial safety net and for funds with a horizon of up to one year, where predictability matters more than growth. Historical returns — +4.6% per annum with a maximum drawdown of −2.1%; minimum subscription €10.
What are the risks of the Polaris strategy?
The primary risk is rising interest rates, which reduce the price of even short-duration bonds. The maximum historical drawdown was −2.1% at a volatility of 2.8%. The algorithm operates within strict limits: as the drawdown limit is approached, positions are reduced automatically, and the strategy can be stopped at any time.
What are the connection terms for Polaris?
Minimum amount — €10, management fee — 0.80% p.a., performance fee — 10% of profit above the high-water mark. The strategy executes an average of 6 trades per month, each recorded on the public I-Trade Chain network.